— The principal

Matthew Varnham

Eight years at the data protection function of a top-five UK bank. Now running the specialist consultancy I would have wanted to engage when I was on the other side of the table.

Matthew Varnham
Founder & Principal

A specialist DPO consultancy, not a generalist firm. Data protection is all I do — it is not a side offering within a broader IT or legal practice.

CIPP/E · CIPM · ICO Registered
8 yrs UK Banking · East Midlands
of VARNHAMCONSULTING
CIPP/E · CIPM · ICO Registered · East Midlands
— What I bring

What eight years inside a bank teaches you about data protection.

Banking is the most heavily scrutinised data environment in the UK economy. The volume is enormous, the regulators are demanding, the consequences of error are public, and the standard of evidence is unforgiving. You learn to design processes that survive an FCA examination, an ICO audit, and an internal three-lines-of-defence review in the same week.

I spent eight years inside that environment. High-volume DSAR handling. Dual FCA and ICO reporting. International transfers under the latest standard contractual clauses. Breach response under genuine regulatory scrutiny. The discipline required at that scale is not theoretical — it has to work, on Tuesday afternoon, when something has gone wrong.

Most SMEs do not need that machinery. They need access to the judgement that comes from having operated it. Someone who can read a DPIA and tell them which of the ICO's eleven Accountability Framework areas matter for their business this quarter. Someone who has handled enough breaches to know which ones genuinely require notification and which are noise.

That is what I am building with Varnham Consulting. Senior judgement, applied to organisations that cannot reasonably hire it in-house, in a relationship structured to feel like an internal appointment rather than an external supplier.

— Credentials

The acronyms translated.

Data protection is unfortunately a profession where credentials matter more than they should. These are the ones I hold and what they actually mean.

— CIPP/E

Certified Information Privacy Professional, Europe

The IAPP's flagship certification covering the legal and regulatory framework of European data protection — UK GDPR, the Data Protection Act 2018, and the regulatory bodies that enforce them. The qualification regulators expect a senior practitioner to hold.

— CIPM

Certified Information Privacy Manager

The IAPP certification covering the operational side — how to build, run, and measure a privacy programme inside an organisation. Pairs with CIPP/E to demonstrate both legal knowledge and the ability to apply it.

— 8 yrs · UK Banking

Eight years inside the data protection function of a top-five UK bank

High-volume DSAR handling, FCA and ICO reporting, international transfer assessments, breach response, three-lines-of-defence governance. The depth of experience that does not exist in most consultancies of this size.

— ICO Registered

Registered with the Information Commissioner's Office

Registered as a data controller in my own right. The minimum bar for any data protection adviser; less common than it should be in this market.

— Trustee & Governor

Multiple board-level positions

Trusteeships and governorships across charitable and educational organisations. Direct experience of how data protection obligations manifest at board level — what trustees ask, what auditors look for, what survives a contested meeting.

— PII insured

Professional indemnity insurance

Carried at a level appropriate to the engagements undertaken, with AI-delivery carve-in. Confirmation available on request before engagement commences.

— My approach

Six things to expect from working with me.

01

Embedded relationship

You work with me directly, not a rotating pool of consultants. I learn your business, your data flows, your systems, and your risk profile over time. The person who writes your services agreement is the person who attends your governance meetings.

02

Accountability-Framework led

Everything I deliver is structured around the ICO's Accountability Framework — the standard the regulator uses to assess compliance maturity. The eleven areas (AF-01 to AF-11) are the backbone of every assessment, every report, every plan.

03

Practical, not theoretical

I have implemented data protection in large, complex organisations where pragmatism matters. My advice works in the real world — I know where the real risks lie and where pragmatic, proportionate measures are sufficient.

04

Proactive, not reactive

Structured governance, ongoing monitoring, regulatory change tracking, and a compliance evidence base that builds over time. The aim is to prevent incidents rather than respond to them well.

05

Written for non-specialists

Your policies, procedures, and reports are written in clear English for the people who actually use them — not in regulatory jargon. The audit trail still works, but the day-to-day documentation reads as a useful tool.

06

Always audit-ready

From day one, every deliverable is filed, version-controlled, and stored in a structured compliance library. If the ICO comes knocking, the evidence base is already in place — not constructed under deadline.

— Why this matters for SMEs

Banking-grade experience, applied at human scale.

An SME engaging a DPO with banking-sector experience gets two things that most SME-focused consultancies cannot offer.

First, exposure to the hardest compliance problems. If you have managed international data transfers across a global banking group, advising a technology company on a single cloud-hosting arrangement is a matter of applying familiar principles at a simpler scale.

Second, a compliance standard calibrated to regulatory expectations. I know what the ICO looks for because I have been through the process — not theoretically, but in practice. This does not mean I over-engineer compliance for SMEs. It means I know where the real risks lie and where pragmatic, proportionate measures are sufficient.

8years
UK banking-sector data protection — DSARs, breach, transfers, dual reporting
11areas
ICO Accountability Framework areas — the structural backbone of every engagement
3LoD
Three-lines-of-defence governance experience — adapted from bank scale to SME scale
FCA+ICO
Dual-regulator experience — directly relevant to financial-services SME clients
— Let's talk

The first conversation is always free and without obligation.

I will listen, answer your questions, and advise on the best next step. If we are not a fit, I will say so — and where appropriate, point you to someone who is.

Start with the intake form. A short intake is the only way in — name, email, phone, and the nature of your enquiry. After you submit, I will respond personally within one working day.

— Start the conversation

A short intake form, then a tailored next step.

The form takes under two minutes. After you submit, I will respond within one working day with the right next step for your situation.

01
You complete the intake. Name, email, phone, nature of enquiry.
02
I respond personally within one working day. With the right next step — call, questionnaire, or direct response.
03
If we proceed, we proceed. No automated marketing, no follow-up sequence.
Open the intake form →